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Document Checklist and Instructions

A properly documented loan application makes your loan process go smoothly. At GRMC, we use our 40 years of underwriting experience to reduce your paperwork. It is not our policy to ask for unnecessary paperwork, so we do not require any documents until we have reviewed an application. An experienced underwriter/processor will review your application within minutes and ONLY ask for documents we need.

Processing will begin upon receipt of application, signed disclosures/estimates and required documentation to verify approval requirements.

This checklist will help you gather your paperwork.

  1. Check for application fee (NO APPLICATION FEES)
  2. If you are salaried: provide W-2's for the previous years and one month of paystubs.
  3. If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement. (Note: provide copies of all requested documents. Do not provide original documents.)
  4. To speed up the approval process, provide bank statements for the most recent  month, and recent statements for stock, mutual funds and IRA/401K accounts.
  5. If a new purchase, provide a copy of Sales Contract.
  6. If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.