No obligation rate quote

Once again thank you for your inquiry, hopefully we can help your family and prove once again as we have for the last 12 years;  it pays to remember the Golden Rule 

 rate examples purchase Tier I  effective 12/5/2011

 term  rate  points  apr
 30 year fixed  3.75  0  3.75
 15 year fixed  3.25  0  3.25
 30 year fixed  3.00  1.25  3.171
 15 year fixed  3.00  1.33  3.166
 5/1 ARM  2.75  0  2.831

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All loans subject to approval and some restrictions apply. Full application required for approval. Rates and fees deemed reliable but not guaranteed. Equal Opporunity Lender.